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Closing Day Process for Buyers! What to Expect at Settlement Day when Buying a Home Until now. On June 12, 2015, the Appellate Division, Fourth Department, handed down a decision that, unless reversed or modified by the Court of Appeals, is likely to send shock waves throughout the real estate industry-with direct and dramatic impact on conveyances, real estate lending, mortgage foreclosures, and title insurance.

The purpose of the Real Estate Education, Research and Recovery Fund is to compensate any person who has lost money due to a licensed real estate broker, salesperson, or closing agent’s fraudulent, deceptive or dishonest practices, or conversion of trust funds. The improper action that was committed must be an activity that required a license.

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It is our ultimate goal to have all of our Real Estate records from 1950 to current on-line, so that you can do a 60 year title search.lenders should be aware that this notice requirement also applies in a non-judicial foreclosure by power of sale under a deed of trust if the property is subject to a federal tax lien.