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The refinance index rose for the second straight week, increasing by 3.0 percent compared to the week ended July 14. The refinance share of the business was 46.0, up from 44.7 percent the prior week. The Purchase Index declined by 2.0 percent on both a seasonally adjusted and an unadjusted basis.

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Steps in the Mortgage Process when you are Refinancing a Home November 10, 2015 by Rhonda Porter 19 Comments The process of getting a mortgage consists of several stages and typically takes anywhere from 30 – 45 days (or more) depending on how prepared you are, what mortgage program you have selected and if it’s a purchase, the closing date.

After an appraisal is done, an underwriter will review the documents. Chances are the loan will be approved and I will be asked to pick a date for closing. It’s almost done. Pick the Best Day of the Week for Closing Does it make a difference which day you close the refi besides the convenience [.]