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MBA: Mortgage Delinquency Rates declined in Q2 MBA: Mortgage Delinquencies and Foreclosures Decline. The serious delinquency rate, the percentage of loans that are 90 days or more past due or in the process of foreclosure, was 7.73 percent, a decrease of 16 basis points from last quarter, and a decrease of 87 basis points from the fourth quarter of last year.

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