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Refinancing your mortgage allows you to pay off your existing mortgage and take out a new mortgage on new terms. You may want to refinance. Loan Advisor On Top Of Game – Royal United Mortgage LLC With a fresh approach to mortgage lending, Royal United was founded under the direction of Craig Royal, Chairman & CEO and Michael Keleher, President.

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No Closing Cost Home Equity Loan A no-closing cost refinance can also make sense for people who need to do renovations on their home but don’t have the cash to do them. You may get a better deal by taking the slightly higher interest rate (or adding on to your loan balance, which would also mean you have higher interest payments each month) on the refinance loan than you would on taking out a home equity loan .

I am considering refinancing all the conforming loans with a local community bank. The new loans would be held in the name of an LLC (of which I am the sole member), and the bank would require me to personally garantee the loans. My plan is to refinance, take some cash out, and then buy 10 more houses using conforming loans.