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For home equity lines of credit and loans, State Farm Bank will cover certain third party closing fees, such as appraisal, title search, credit report and flood determination. The margin you qualify for is based on a full underwriting review.

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Michelle Sharp Loan Officers. Office: 843.285.4424 ext. 6402 Mobile: 843.412.3806 Email: michelle.sharp@growfinancial.org NMLS# 698900. Michelle was born and raised right here in Charleston. She moved away for a few years to Warner Robins, GA, when her husband was in the Air Force, but couldn’t wait to get back home once he completed his active service.

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Home HeadQuarters, in partnership with Onondaga County and Empire State Development Corporation, is offering Village of Solvay homeowners home improvement loans of up to $15,000 at 1% interest, payable over seven (7) years. The loans can be used for exterior home improvements only and homeowners must be current on their property taxes.

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The Construction/Permanent Loan, or C/Perm, is very popular for individuals building a new home. This loan combines the features of a construction loan with permanent financing. With these two features combined, only one loan closing is necessary.

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