As affordable housing continues to be a major issue in Gainesville and Alachua County. Harris said the average mortgage of the homes developed by the NHDC is $125,000, with the average monthly.

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Carl Walls, president and CEO of Florida Citizens Bank, said he’s seen many mortgage service providers come and go. "In the height of 2007, there were 300 people in Ocala doing mortgages, 200 in.